Wealth Management · Sydney
Built $850M+ in Wealth for 200+ Families
Exclusive wealth management for Sydney's most successful. 22 years. CFP. FAAA Fellow. Fiduciary duty. Results.
Limited to 20 new clients annually
Schedule Your Consultation
Join 200+ families building lasting wealth with Mitchell Stone.
Schedule Your Consultation
Join 200+ families building lasting wealth.
25+
Years of Excellence
Our Philosophy
Where precision meets purpose
At Initial Capital, we believe that wealth management is not merely about numbers. It's about understanding the aspirations, values, and legacy you wish to create.
Our approach is deliberately unhurried. We take the time to understand your complete financial picture, your family dynamics, and your long-term vision before crafting strategies that truly serve your interests.
Based in the heart of Sydney, we serve a select group of clients who value discretion, expertise, and a relationship built on trust that spans decades.
Discretion
Complete confidentiality
Precision
Meticulous attention
Legacy
Generational thinking
Why DIY Investing & Robo-Advisers Fall Short
Your wealth deserves more than algorithms and guesswork. See why discerning investors choose personalized expertise.
DIY Investing
Robo-Advisers
Initial Capital
Our Services
Comprehensive solutions for sophisticated needs
Wealth Strategy
Tailored investment strategies designed to grow and protect your wealth across market cycles. We employ a disciplined approach combining fundamental analysis with risk-adjusted returns.
Lead Financial Adviser
Meet Mitchell Stone
22 years of wealth management expertise. Founder of Initial Capital. Your dedicated adviser.
CFP® Professional
Since 2003
FAAA Fellow
Inducted 2015
ASIC Licensed
AFS Licence Holder
Mitchell founded Initial Capital after 15 years at leading Australian financial institutions, realizing that high-net-worth individuals deserved more than generic advice and quarterly check-ins.
His philosophy: Wealth isn't about accumulation. It's about freedom, legacy, and peace of mind.
Specializations
- •Portfolio construction for $1M–$10M+ net worth
- •Business succession planning
- •Tax-optimized wealth transfer
- •Family office services
Additional Credentials
- • Advanced Estate Planning Certification
- • Business Succession Specialist
- • Certified Wealth Manager
22
Years in Wealth Management
200+
Families Served
$850M+
Assets Under Management
Real Results
See How We've Transformed Wealth
Real families. Real challenges. Real outcomes. Here's how we've helped clients like you build lasting wealth and peace of mind.
The Tech Founder
Tech entrepreneur, age 42, $5M net worth
Challenge
- -Unoptimized equity structure
- -No succession plan
- -$200K+ annual tax inefficiency
- -Family disagreement on wealth transfer
Solution
- ✓Restructured equity into holding company
- ✓Implemented family trust structure
- ✓Established business succession plan
- ✓Created family governance framework
Outcome
- $400K annual tax savings
- Clear succession plan (5-year exit strategy)
- Family alignment on wealth transfer
- Peace of mind
Timeline: 6 months
The Business Owner Couple
Married business owners, ages 55 & 53, $8M net worth
Challenge
- -Two separate businesses, complex structure
- -Estate planning outdated (10 years old)
- -Retirement timing unclear
- -Children's financial education needed
Solution
- ✓Consolidated investment strategy across businesses
- ✓Updated estate plan with modern trust structure
- ✓Created retirement income projection
- ✓Established children's financial education program
Outcome
- Simplified wealth management (one adviser, one strategy)
- Estate plan now protects $8M+ for next generation
- Clear retirement timeline (5 years)
- Children understand family wealth philosophy
Timeline: 4 months
The Inheritance Recipient
Professional inheriting $2M, age 38
Challenge
- -Sudden wealth, no investment experience
- -Emotional attachment to inherited assets
- -Uncertain how to integrate with existing wealth
- -Tax implications unclear
Solution
- ✓Comprehensive financial assessment
- ✓Personalized investment strategy
- ✓Tax optimization plan
- ✓Quarterly coaching on wealth psychology
Outcome
- $2M integrated into diversified portfolio
- $80K annual tax savings through optimization
- Confidence in investment decisions
- Clear long-term wealth plan
Timeline: 3 months
Ready to write your own success story?
Schedule Your ConsultationSocial Proof
Trusted by 200+ Families Across Australia
Real results from real clients. From tax optimization to legacy planning, Initial Capital delivers measurable outcomes.
"Mitchell helped us structure our business sale to save $600K in taxes. His attention to detail and strategic thinking made all the difference."
Measurable Outcome
$600K tax savings on $5M business sale
Sarah Chen
CEO, Tech Startup
Client Outcome
$600K
Tax Savings
Personalized Strategy
Tailored to unique goals
Fiduciary Duty
Always in your best interest
Proven Results
Verified client outcomes
Your Wealth Deserves Expert Stewardship
Credentials, compliance, and commitment to your interests
Certifications
CFP® (Certified Financial Planner)
Since 2003
FAAA Fellow (Financial Advice Association Australia)
Inducted 2015
ASIC Licensed
AFS Licence No. XXXXX
Advanced Estate Planning Certification
Specialised qualification
Business Succession Specialist
Professional accreditation
Regulatory & Compliance
ASIC Regulated
Fully compliant financial services provider
Fiduciary Duty Commitment
Your interests always come first
Professional Indemnity Insurance
Full coverage for your protection
Financial Services Guide Available
Complete transparency and disclosure
Awards & Recognition
Featured in leading industry publications:
Industry Memberships
Financial Advice Association Australia
Australian Financial Planning Association
Estate Planning Council of Australia
By The Numbers
22
Years of Excellence
200+
Families Served
$850M+
Assets Under Management
98%
Client Retention
250+ Five-Star Reviews
Consistently rated as Sydney's most trusted wealth advisor
Ready to work with a trusted, qualified wealth advisor?
Schedule Your ConsultationFree Resources
Free Resources to Optimize Your Wealth
Expert guides to help you make better financial decisions. Access actionable strategies tailored to your situation.
Tax Optimisation Guide for High Earners
Discover 7 tax strategies that could save you $50K+ annually
No spam. Unsubscribe anytime.
Retirement Planning Checklist
20-point checklist to ensure your retirement plan is complete
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Business Succession Planning Workbook
Step-by-step guide to protect your business legacy
No spam. Unsubscribe anytime.
Estate Planning Essentials
Everything you need to know about protecting your family's future
No spam. Unsubscribe anytime.
Want personalized guidance? Schedule a consultation with Mitchell.
Schedule Your ConsultationSide-by-Side Comparison
Why Choose Initial Capital?
How we're different from the alternatives
| Factor | DIY Investing | Robo-Advisers | Big Banks | Initial Capital |
|---|---|---|---|---|
| Personal Relationship | limited | Dedicated | ||
| Tax Optimization | limited | limited | ||
| Estate Planning | limited | |||
| Business Advisory | ||||
| Behavioral Coaching | limited | |||
| Fiduciary Duty | limited | limited | ||
| Conflict-Free Advice | limited | |||
| Customization | limited | none | limited |
Why Initial Capital Wins
- Personal relationship with dedicated adviser
- Comprehensive tax optimization strategies
- Multi-generational wealth planning
- Business succession expertise
- Fiduciary duty commitment
- Conflict-free advice
- Behavioral coaching & accountability
- Transparent, fee-based model
Ready to Experience the Difference?
Join 200+ families who have discovered what truly personalized wealth management feels like. Limited to 20 new clients annually.
Our Approach
Your Wealth Management Journey
A proven 5-step process to build your legacy
Discovery & Assessment
Week 1-2
Discovery & Assessment
Week 1-2
What Happens
- Comprehensive financial review
- Goal-setting conversation
- Risk tolerance assessment
- Family dynamics discussion
Outcome
Complete financial picture
Strategy Development
Week 3-4
Strategy Development
Week 3-4
What Happens
- Personalized wealth plan
- Investment strategy
- Tax optimization plan
- Estate planning recommendations
Outcome
Custom strategy document
Implementation
Month 2
Implementation
Month 2
What Happens
- Portfolio construction
- Account setup
- Document preparation
- Family coordination
Outcome
Fully implemented plan
Ongoing Management
Quarterly
Ongoing Management
Quarterly
What Happens
- Performance reviews
- Rebalancing
- Tax optimization
- Goal progress tracking
Outcome
Quarterly reports & coaching
Annual Review
Annually
Annual Review
Annually
What Happens
- Comprehensive plan review
- Life changes assessment
- Strategy adjustments
- Family meeting (if needed)
Outcome
Updated plan for next year
Complete Implementation
From initial consultation to fully implemented plan
60-90
days
Ready to start your wealth management journey?
Schedule Your Discovery CallSupport & Guidance
Frequently Asked Questions
Find answers to common questions about our services, fees, and approach to wealth management.
Our fee structure is transparent and typically ranges from 0.75% - 1.25% of assets under management, depending on portfolio size and complexity. We also offer fixed-fee options for specific projects. No hidden fees, no commissions.
Didn't find your answer? We're here to help.
Schedule a ConsultationExclusive Opportunity
Limited Capacity for New Clients
We maintain a selective client base to ensure exceptional service. New client spots fill quickly.
Current Intake
Currently accepting 5 new clients this quarter
Onboarding Timeline
Average wait time: 3-4 weeks for new client onboarding
Ideal Client Profile
$1M–$10M+ net worth, seeking comprehensive planning
Deadline
Schedule your consultation before Q1 closes
Only 5 spots available this quarter
Due to our commitment to personalized service and Mitchell Stone's limited availability, we carefully manage our client roster. Once these positions are filled, we won't accept new clients until Q2.
Complimentary 30-minute discovery call
Let's Connect
Ready to Build Your Legacy?
Let's have a confidential conversation about your wealth and how we can help you build a lasting legacy.
Send a Message
We'll respond within 24 hours
Privacy & Compliance
We respect your privacy. No spam, no unsolicited calls. Just a confidential conversation about your wealth. All enquiries are treated with the utmost confidentiality.
Financial Services Guide available upon request. ASIC Licensed | AFS Licence Holder
Contact Information
Office Location
Level 42, Aurora Place
88 Phillip Street
Sydney NSW 2000
Quick Response
We typically respond to all enquiries within 24 hours during business hours.
Availability